Rachel Lacey

With over 20 years of experience in the field of personal finance, Rachel Lacey is a seasoned journalist, editor, and writer. Her extensive career includes significant roles such as editing Moneywise magazine and launching the publication "How to Retire in Style." Rachel has developed a strong reputation for her ability to simplify complex financial topics, making them accessible and understandable for her readers.

Expertise

Rachel’s writing covers a wide range of financial topics, including:

Business Loans & Funding

Rachel shares helpful tips and advice for small business owners and entrepreneurs. She explains how to manage money, create budgets, and plan for growth in simple, easy-to-understand terms. Her goal is to make business finances and bridging loans less complicated and more manageable.

Secured Loans

Retirement Planning

Rachel provides clear and straightforward guidance on saving for retirement. She helps readers understand different pension plans, how to save effectively, and strategies to ensure they have enough money to enjoy their retirement years comfortably.

Mortgages

Investing

Rachel breaks down the essentials of investing, from stocks and bonds to mutual funds and retirement accounts. She provides straightforward guidance on how to start investing, understand risks, and make informed decisions to grow wealth over time.

Pension Drawdown

Mortgages

Rachel provides clear and practical advice on mortgages. She helps readers understand the different types of mortgage options, how to find the best deals, and tips for managing mortgage repayments. Her aim is to make the mortgage process straightforward and stress-free.

Debt Consolidation

Professional Background

Rachel has a BA in English Literature from the University of Sheffield. She started her career at Moneywise, where she spent 17 years writing and editing content on personal finance, banking, and pensions. Her expertise is in breaking down complex financial topics—such as insurance, pensions, loans, investing, retirement, mortgages, and tax—into clear and accessible information. A self-proclaimed finance enthusiast, Rachel takes pride in her talent for simplifying money matters. She is deeply passionate about financial education and retirement planning, dedicated to helping people make well-informed financial decisions.

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Rachel Lacey’s extensive experience and dedication to financial education make her a valuable resource for anyone looking to improve their understanding of personal finance and make better financial choices.