Lawrence Howlett
Expertise
Practical Financial Guidance Made Simple. Lawrence shares clear, actionable advice on personal finance topics like debt consolidation, secured loans, pension drawdown, and mortgages. With a background in performance marketing and a passion for demystifying complex topics, he helps readers make smart, confident financial decisions.
Secured Loans
Lawrence offers straightforward guidance on secured loans—what they are, how they work, and when they might be a suitable option. He helps readers understand the risks and benefits, how to use home equity responsibly, and how to compare lenders to get the best deal.
Fixed-rate Mortgages
Lawrence makes fixed rate mortgages easy to understand. He explains how they provide stability in monthly repayments, what to consider when locking in a rate, and how to choose the right term length. His advice helps readers feel more secure about long-term financial commitments and homeownership.
Pension Drawdown
Lawrence demystifies pension drawdown for those approaching or in retirement. He breaks down how flexible retirement income works, the pros and cons compared to annuities, and tips to make pension savings last. His goal is to help readers feel confident in managing their retirement funds wisely.
Debt Consolidation Loans
Lawrence explains how debt consolidation loans work and how they can help simplify multiple repayments into one manageable monthly payment. He provides practical advice on finding the right loan, avoiding high interest rates, and making smart decisions to regain financial control and reduce overall debt.
Professional Background
