Life insurance

Just to let you know I am not an adviser and I can't give advice, however my job today is to ensure you get a great deal on your life insurance by connecting you with one of our specialist's. 

To do that, I need to ask a few questions about your personal situation.

Is that ok? 

Great, first of all please can I take your title, first and last name.

Level term means the payout remains the same throughout your insurance cover period. For example the payout will be the same in year 2 as it will be year 10.

Decreasing term typically tracks your mortgage balance which will decrease over the term of your insurance. For example, the payout in year 10 would be lower than year 2.

Don't worry if you're unsure, our specialist adviser will be able to assist you in make a decision.

Critical illness insurance provides you with a lump sum of money if you are diagnosed with certain illnesses or disabilities, such as cancer, heart attack or stroke.

Don't worry, this can always be amended later, and your adviser will be able to give you an itemised cost for adding this onto your policy

Typically this is your approx mortgage balance plus an additional amount to cover any final expenses, or an amount you feel comfortable with leaving for your loved ones. Don't worry if you don't know, your adviser will be able to calculate how much cover is appropriate.

Typically this is until retirement age, or when your mortgage is paid off

This is required by insurance companies to provide quotes

This is required by insurance companies to provide quotes

Great, thats everything I need, apart from your phone and email, so the adviser can give you a call back

FAQ: Why do they need to call? - There will be more information required around your medical history and personal circumstances which only the adviser is qualified to ask, so you will need to have a brief chat with them to firm everything up, so they can provide you with their best deals.